Privacy Policy

Its Accrual World ("we," "us," or "our") operates the website at https://itsaccrual-world.com (the "Site"). This Privacy Policy describes how we handle information in connection with your use of the Site. Please read it carefully. By using the Site you acknowledge that you have read and understood this policy.

We may collect the following categories of information:

Information you voluntarily provide

• Your name, email address, phone number, or other details you include when you contact us by email or phone.
• Scheduling information you provide when you book a consultation through the external Google Calendar booking link. That booking flow is operated by Google and is subject to Google's own privacy policy.

Information collected automatically

When you visit the Site, our hosting provider (GoDaddy) and any analytics or infrastructure services associated with the Site may automatically collect:

• IP address and approximate geographic location derived from it
• Browser type, version, and operating system
• Pages visited, time spent on pages, and referring URL
• Device type and screen resolution
• Cookies, web beacons, or similar tracking technologies used by the hosting platform or analytics tools
• Server log data (date/time of access, HTTP status codes)

We do not operate a contact form, user account system, or payment processing on this Site. We do not knowingly collect payment card numbers or government-issued identification numbers through the Site.

We use the information described above to:

• Respond to your inquiries and schedule consultations
• Operate, maintain, and improve the Site
• Understand how visitors use the Site (aggregate analytics)
• Detect and prevent security incidents or abuse
• Comply with applicable legal obligations

We do not use your personal information for automated decision-making or profiling that produces legal or similarly significant effects.

The Site may use cookies or similar technologies placed by our hosting provider or analytics platform. These may include session cookies (deleted when you close your browser) and persistent cookies (stored for a set period). You can configure your browser to refuse cookies or alert you when cookies are being sent; however, some parts of the Site may not function properly if you do so.

We do not currently operate a cookie-consent management platform. If you have questions about specific cookies set on this Site, please contact us using the information in Section 12.

We do not sell your personal information. We do not share your personal information with third parties for targeted advertising purposes.

We may share information in the following limited circumstances:

• Service providers. We use third-party service providers, including our hosting provider (GoDaddy), to operate the Site. These providers process information under their own service terms and privacy practices. We encourage you to review the privacy policies of any service providers whose services you interact with through the Site.
• Legal requirements. We may disclose information if required by law, court order, or governmental authority, or if we believe disclosure is necessary to protect the rights, property, or safety of Its Accrual World, our clients, or the public.
• Business transfers. If Its Accrual World is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change by updating this policy.

We retain personal information only as long as necessary to fulfill the purposes described in this policy, to respond to your inquiries, or as required by applicable law. Server log data retained by our hosting provider is subject to that provider's own retention practices.

We take reasonable administrative and technical measures to protect information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

The Site contains links to external websites, including the Google Calendar booking service. This Privacy Policy applies only to the Site. We are not responsible for the privacy practices of third-party websites and encourage you to review their privacy policies before providing any personal information.

The Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

California residents may have certain rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), to the extent those laws apply to our activities. These rights may include the right to know what personal information we collect, the right to request deletion of personal information, and the right to opt out of the sale or sharing of personal information. As noted above, we do not sell personal information or share it for cross-context behavioral advertising.

To submit a privacy request or inquiry, please contact us using the information in Section 12. We will respond to verifiable requests within the timeframes required by applicable law. We will not discriminate against you for exercising any privacy rights.

This section is provided for informational purposes. Whether and to what extent specific statutory provisions apply depends on the nature and volume of our data processing activities. We make no representation that we are subject to any particular statutory threshold.

We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this page. We encourage you to review this policy periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: